I've been inspired by Amy at the MotherLoad and her journey last month to spend no money outside of the budgeted expenses. At the end of the month she had saved enough money to refinance their mortgage.
We have a goal of paying off our van in May, but I'm quickly realizing this is not going to happening unless we batten down the hatches. Of course there are the usual out-of-the-blue expenses, but more often than not money easily slips through our fingers by picking up extras at the store, a quick run through the drive thru, browsing clearance racks and the occasional stop at Goodwill to "just look". I'm sure you know what I'm talking about.
This really is going to be an exercise in planning ahead and resisting temptation. If it means getting rid of our van payment once and for all to give up things we don't really need, it's really not much of a sacrifice. I'm sure my McDonald's diet coke will taste a lot better in a paid for van.
So, I'll be posting quite a bit this month about our successes and failures. I already know that I have a few commitments that will require some cash, but I also have a few gift cards with some remaining value that I think will cover it. Hopefully, in some small way you will be inspired, too.